When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Vacation Without the Guilt Trip Travel doesn’t have to be a financial headache. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. Defining Your Priorities Achieving a long-term goal, like retirement, starts by taking small actions today.